Truth in Lending--1967, Hearings Before the Subcommittee on Financial Institutions of ..., 90-1 on S. 5 ..., April 13, 17 ... 21; and May 10, 19671967 - 766 Seiten |
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Häufige Begriffe und Wortgruppen
18 percent amount Anno annual interest annual percentage rate applied bank Bankers BARR bill borrower buyer cash cent Chairman charge account CLAIR Code committee computed Congress consumer credit contract cost of credit credit charges credit industry credit plan credit transactions credit union creditor dealer debt disclose disclosure dollars Douglas effect enactment example fact Federal Reserve Federal Reserve Board fees finance charge going installment credit installment sale agreement interest rate lender Massachusetts ment merchants method month mortgage paid Penney period problem purchase question regulation repossessed retail installment sale revolving credit savings Section seller Senator BENNETT Senator MCINTYRE Senator MUSKIE Senator PROXMIRE Senator SPARKMAN service charge simple annual rate Stat statement statute sumer tion true annual rate truth in lending Truth-in-Lending Act U.S. Senate unpaid balance usury WILLETT
Beliebte Passagen
Seite 188 - ... powers, but, though enacted in the execution of acknowledged State powers, interfere with, or are contrary to the laws of Congress, made in pursuance of the constitution, or some treaty made under the authority of the United States. In every such case, the act of Congress, or the treaty, is supreme ; and the law of the State, though enacted in the exercise of powers not controverted, must yield to it.
Seite 713 - Supplementary General Principles of Law Applicable Unless displaced by the particular provisions of this Act, the principles of law and equity, including the law merchant and the law relative to capacity to contract, principal and agent, estoppel, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, or other validating or invalidating cause shall supplement its provisions.
Seite 713 - This Act shall be liberally construed and applied to promote its underlying purposes and policies.
Seite 531 - Commission has expressed the opinion that deposit and share accounts are subject to the anti-fraud provisions of the Securities Act of 1933 and the...
Seite 186 - When Congress has taken the particular subjectmatter in hand coincidence is as ineffective as opposition, and a state law is not to be declared a help because it attempts to go farther than Congress has seen fit to go.
Seite 729 - ... (2) If the down payment includes goods traded in, the goods must be tendered in substantially as good condition as when received by the seller. If the seller fails to tender the goods as provided by this section, the buyer may elect to recover an amount equal to the trade-in allowance stated in the agreement. (3...
Seite 186 - The scheme of federal regulation may be so pervasive as to make reasonable the inference that Congress left no room for the States to supplement it. ... Or the Act of Congress may touch a field in which the federal interest is so dominant that the federal system will be assumed to preclude enforcement of state laws on the same subject.
Seite 751 - Any member chosen to fill a vacancy occurring otherwise than by expiration of term shall be appointed for the unexpired term of the member whom he is to succeed.
Seite 722 - ... brief description of insurance to be provided or paid for by the lender including the type and the amount of the coverages, and if a separate charge is made...
Seite 729 - The buyer has a duty to take reasonable care of the goods in his possession...