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and silver in '73, '78, and '91; that the farmer's products have been refused a market within a year past because there was not money to handle them; that present rates of interest consume him; and that, with good security to offer, he is obliged to pay exorbitant rates for money and in many cases is refused it altogether.

Let us remember that the last word has not yet been spoken upon the financial question; that the world, even the financial world, has not seen all of truth and wisdom yet; that reason is better than authority, especially if the authority is open to a suspicion of prejudice; and that there may be a financial bigotry as hateful and unprogressive, and as much out of sympathy with this growing age, as is the dry-as-dust ecclesiasticism of the day. Every citizen should give courteous attention to the new voices that come to us from the West, and be careful that his decision, on the whole matter, is not influenced by his position as one of the creditors of the land.

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INTRODUCTORY REMARKS BY B. F. UNDERWOOD.

THE statements in this paper as to what was written in my presence purporting to be communications from "spirits," and as to the circumstances under which it was written, are scrupulously correct. The "communications," it is certain, are from an intelligent source. Mrs. Underwood is the person by whose hand they are put in form. That she is not laboring under a mistake in thinking that she is unconscious of the thought expressed until she has read the writing,- if, indeed, such a mistake in a sane mind is possible, I am certain. Sometimes, owing to the illegibility of the writing, she has to study out sentences. The writing varies in style, not only on different evenings, but on the same evening; it is apparently the writing of not fewer than twenty persons, and generally bearing no resemblance whatever, so far as I can judge, to Mrs. Underwood's handwriting, which is remarkably uniform. The communications are unlike in the degrees of intelligence, in the quality of thought, and in the disposition which they show. Detailed statements of facts unknown to either of us, but which, weeks afterwards, were learned to be correct, have been written, and repeated again and again, when disbelieved and contradicted by us. All the writing has been done in my presence, but most of it while I have been busily occupied with work which demanded my undivided attention. The views expressed are often different from my own, and quite as frequently, perhaps, opposed to Mrs. Underwood's views.

Some will, doubtless, interpret these facts as evidence and illustrations of the multiplex character of personality, and will regard these communications, apparently indicating several distinct intelligences, as manifestations of different strata, so to speak, of the same individual consciousness. Knowledge of the facts unknown to our ordinary consciousness was, nevertheless, some will say, in the sub-consciousness of one of us, or perhaps of both. On this theory, of course it must be supposed that the mind has stored away in its depths knowledge acquired in ways unknown. By others all the phenomena related by Mrs. Underwood will be regarded as the work of disembodied, invisible, intelligent beings

who once dwelt in the flesh and lived on the earth, but who are now in a higher sphere of existence, yet able under certain conditions to make their presence and their thoughts known to us. It is not my intention here to advocate any theory as to the cause of the phenomena described by Mrs. Underwood. I simply testify now to the accuracy of all those statements in her in regard to her automatic writing.

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B. F. UNDERWood.

"The known is finite, the unknown is infinite; intellectually we stand on an islet in the midst of an illimitable ocean of inexplicability. Our business in every generation is to reclaim a little more land; to add something to the extent and solidity of our possessions.”— Huxley in Reception of the Origin of Species.'

PUBLIC attention at this time especially is being called to various forms of psychic phenomena measurably through the efforts of the Society for Psychical Research in investigating and sifting the evidence for the stories of apparitions, hallucinations, forewarnings, etc., but more because so many who have heretofore scoffed at and doubted such stories, or who have been foiled in their efforts to obtain for themselves any satisfactory evidence that such phenomena really occur, are now able to testify from their own experience, in one form or another, that such are real facts of our existence.

The questions raised by the class of facts already elicited through this investigation are of supreme importance, and it becomes the duty of every serious-minded enquirer who has had experience of this kind to give the result of his investigations to the public, and thus aid those searching for the underlying cause of all such phenomena. Therefore after considerable hesitation, and with some inward shrinking from an obvious duty, I have concluded to take the consequences of publishing my own recent experience. A word of personal explanation may here be necessary. A sincere believer in Orthodox Christianity until my twentieth year, I have been led by careful study and unfaltering love of truth to give up my belief in Christian dogmas, and have for some years known no other name by which to designate my state of mind in regard to religious belief than that misunderstood and often misapplied term, agnostic. But at no stage in my mental progress have I ever felt sure that I had reached any conclusion which was final, and at no time have I been a believer in spiritualism, or been convinced

that we survive the present state of being; while always I have felt an interest in every undecided question in science and religion, and earlier have had some "intimations of immortality," which have caused me to think seriously on the subject and to long for more light. I have decided to lay the simple facts of my most recent experience before the readers of THE ARENA, and allow them to draw what conclusions they will without offering any theory of my own. More than a year ago my interest in psychic phenomena was awakened by reading the reports of the Society for Psychical Research, but it has been my own personal experience which has created a profound impression on my mind. If any one who reads this will try to imagine in what spirit he would greet an entire stranger or group of strangers, who through the telephone, for instance, should send him genial messages full of commonsense, philosophy, humor, and friendliness, giving him interesting details of a strange land, he can partially understand the state of mind in which, after many months of such intercourse, I find myself. Except on two or three occasions no one has been present but my husband, B. F. Underwood, and myself.

As I

The modus operandi is the simplest possible. remembered that Mr. U. was rather averse to the planchette experiments of former years, thinking them unwholesome and deteriorating in their tendency, I at first said nothing to him of my new psychical experiments, though these were made oftenest in his presence in the evening when we both sat at one writing table, near each other, busied with our individual literary work. As I experimented in his absence as well as in his presence, I soon found that I got the most coherent writings when he was present. Indeed I could get nothing coherent, and very frequently nothing at all, when he was away, but when he was present the communications began to grow strangely interesting, and as he was called upon repeatedly, I felt obliged to invite his attention, when the most surprising answers were given, which roused his curiosity and interest. It has been explained that his presence is necessary for me to obtain writing, as "blended power is best." Two or three times, at the suggestion of this intelligence, we have asked two of our intimate literary friends - non-spiritualists — to

be present, but each time with comparative failure; afterwards we were informed that the cause of failure was the introduction of persons unused to the conditions, who broke up the harmonious relations necessary to communication; in time they could be of help.

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It would take a volume to present all the interesting statements as to an advanced stage of existence, only hidden from us because of the inadequacy of our sense perceptions, and by the conditions imposed upon us at this stage of our progress, which have been given from this source. Explanations have been made why communication through the agency of certain persons, though not through all, are possible. The conditions, it is alleged, are not entirely dependent upon the superior intelligence or morality of the persons with whom the intelligences can become en rapport. These invisibles declare that they are as seriously and anxiously experimenting on their side to discover modes of untrammelled communication with us, as we on our side ought to be, if what they write be true, and if such a thing is possible. "Spirits they persistently insist upon being called. In this paper I can give only a statement of some things which do not seem explicable on the hypothesis of mind-reading, thought transference, hypnotism, or subconsciousness. In all these experiments I have been in a perfectly normal state. The only physical indication of any outside influence is an occasional slight thrill as of an electric current from my shoulder to the hand which holds the waiting pen. Step by step I have been taught a series of signals to aid me in correctly reading the communications. I have no power to summon at will any individual I wish. I have repeatedly, but in vain, tried to get messages from some near and dear friends. It has been explained that on their side, as on ours, certain "conditions" must exist in order to get in "control." When “eh?" is written I know that the operator at the other end of the line is ready to communicate. When in the middle of a sentence or a word "gone" or "change" is written, I understand that the connection is broken, and I must not expect the completion of that message. When a line like this is drawn, it is a sign that that sentence is completed or the communication ended. So with other things. Rhymes are often unexpectedly written, especially if the "control" professes to be a poet, and they are dashed off so rapidly that I

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