A Practical Treatise on Banking

Longman, Rees, Orme, Brown, Green, & Longman, 1836 - 178 Seiten

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Seite 118 - And the said covenantor doth hereby, for himself, his heirs, executors, and. administrators, covenant, promise, and agree with and to the said covenantee, his heirs and assigns, in manner following ; (that is to say,) 2.
Seite 119 - An act for granting to their Majesties several rates and duties upon tonnage of ships and vessels, and upon beer, ale, and other liquors, for securing certain recompences and advantages in the said act mentioned, to such persons as shall voluntarily advance the sum of fifteen hundred thousand pounds, towards carrying on the war against France...
Seite 106 - Sheriff', or his certain attorney, executors, administrators or assigns, for which payment to be well and truly made we bind ourselves, and each and every of us in the whole, our and each and every of our heirs, executors and administrators, firmly by these presents, sealed with our seals.
Seite 111 - ... then this obligation shall be void; otherwise the same shall remain in full force and effect...
Seite 1 - England called bankers, nor has the business any definition or description either by common law or by statute. By custom we call a man a banker who has an open shop, with proper counters, servants, and books, for receiving...
Seite 2 - A banker is a dealer in capital, or more properly a dealer in money. He is an intermediate party between the borrower and the lender. He borrows of one party and lends to another ; and the difference between the terms at which he borrows and those at which he lends, forms the source of his profit.
Seite 11 - ... Banking also exercises a powerful influence upon the morals of society. It tends to produce honesty and punctuality in pecuniary engagements. Bankers, for their own interest, always have a regard to the moral character of the party with whom they deal ; they inquire whether he be honest or tricky, industrious or idle, prudent or speculative, thrifty or prodigal, and they will more readily make advances to a man of moderate property and good morals, than to a man of large property but of inferior...
Seite 12 - There are numerous instances of persons having risen from obscurity to wealth only by means of their moral character ,and the confidence which that character produced in the mind of their banker. It is not merely by way of loan or discount that a banker serves such a person. He also speaks well of him to those persons who may make inquiries respecting him, and the banker's good opinion will be the means of procuring him a higher degree of credit with the parties with whom he trades. These effects...
Seite 164 - Office, establish the fact that these banks are rapidly extending in all directions ; that new companies are daily forming, and that an increased number of branches and agencies are spreading throughout England even in small towns and villages ; that a principle of competition exists which leads to the extinction of all private ba.nks, and to their conversion into banking companies.
Seite 121 - ... any body politic or corporate whatsoever created or to be created, or for any other persons whatsoever united or to be united in covenants or partnership exceeding the number of six persons in that part of Great Britain called England, to borrow, owe, or take up any sum or sums of money on their bills or notes payable on demand or at any less time than six months from the borrowing thereof...

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