Meeting the Insurance Crisis of Our Cities: A ReportU.S. Government Printing Office, 1968 - 165 Seiten |
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agent or broker agents and brokers amount ance annual building burglary and theft BUSINESS ESTABLISHMENTS businessmen catastrophe losses center city City Number civil disorders Cleveland commission condition core insurance problems cost declined Detroit developed dwelling erty ESTABLISHMENTS AND INSTITUTIONS extended coverage insurance FAIR Plans fire and extended fire insurance funds hazards homeowners inner city inspec inspector insurance agent insurance companies Insurance Department insurance industry insurance market Insurance Rating liability lines of insurance Lloyd's of London losses and expenses ment Michigan Plan mutual Newark NIDC nonpoverty area number of uninsured Oakland obtain insurance operation Panel Recommends panies Percent Percent Percent plate glass policies poverty areas prob prop property insurance property owners protection provide insurance Rating Association Rating Bureau reinsurance request responses riot losses standard rates surance surcharge Table theft insurance tion Total number Urban Area Plans urban core areas urban core insurance write
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Seite 19 - riot' is described to be a tumultuous disturbance of the peace by three persons or more, assembling together of their own authority, with an intent mutually to assist one another against any who shall oppose them in the execution of some enterprise of a private nature, and afterwards actually executing the same in a violent and turbulent manner, to the terror of the people, whether the act intended were of itself lawful or unlawful.
Seite 1 - Insurance is essential to revitalize our cities. It is a cornerstone of credit. Without insurance, banks and other financial institutions will not — and cannot — make loans. New housing cannot be constructed, and existing housing cannot be repaired. New businesses cannot lie opened, and existing businesses cannot expand, or even survive.
Seite 108 - Chairman of the Federal Deposit Insurance Corporation, the Comptroller of the Currency and the Administrator of the National Credit Union Administration participated under an informal memorandum of agreement.
Seite 8 - Implementing them. tary plans in all states to assure all property owners fair access to property insurance. — We look to the states to cooperate with the industry in establishing these plans; and to supplement the plans, to whatever extent may be necessary, by organizing insurance pools and taking other steps to facilitate the insuring of urban core properties.
Seite 19 - Riot seems to be a tumultuous disturbance of the peace, by three persons, or more, assembling together of their own authority, with an intent mutually to assist one another, against any who shall oppose them, in the execution of some enterprise of a private nature, and afterwards actually executing the same in a violent and turbulent manner, to the terror of the people, whether the act intended were of itself lawful or unlawful (c.
Seite 19 - Loss by riot, riot attending a strike or civil commotion shall include direct loss by acts of striking employees of the owner or tenant(s) of the described building(s) while occupied by said striking employees and shall also include direct loss from pillage and looting occurring during and at the immediate place of a riot, riot attending a strike, or civil commotion.
Seite 9 - Panel recommended a five-part program of mutually supporting actions to be undertaken immediately by all who. have a responsibility for solving the problem : We call upon the insurance industry to take the lead in establishing voluntary plans in all states to assure all property owners fair access to property insurance. We look to the states to cooperate with the industry in establishing these plans and to supplement the plans, to whatever extent may be necessary, by organizing insurance pools and...
Seite 1 - The opportunity for every responsible individual to obtain security for his savings and investments is vital in a free society.
Seite 1 - Without insurance, banks and other financial institutions will not — and cannot — make loans. New housing cannot be constructed, and existing housing cannot be repaired. New businesses cannot be opened, and existing businesses cannot expand or even survive. Without insurance, buildings are left to deteriorate ; services, goods, and jobs diminish. Efforts to rebuild our Nation's inner cities cannot move forward. Communities without insurance are communities without hope.
Seite 4 - ... without considering what the risks involved warrant in the way of a proper premium charge. * * * insurance should not be treated differently than any other segment of the private sector. Still another threat to the solvency of our companies is the probability — and this is a real possibility — that reinsurers in our country and other countries — particularly in England and the Continent — will restrict or withdraw their riot coverage. There is no practical reason why [they] cannot and...