JOURNAL 92775 OF THE INSTITUTE OF BANKERS. (Founded 1879.) VOL. I.-YEARS 1879-80. LONDON: WATERLOW AND SONS LIMITED, LONDON WALL, E.C. 1880. NOTICE. The Council of the Institute of Bankers desire it to be distinctly understood, that Authors alone are responsible for the contents of their papers, both as to matters of fact and of opinion, and, also, that the Institute accepts no responsibility for the opinions which may be expressed in the various discussions. OM INSTITUTE OF BANKERS. FOUNDED President. 1879. SIR JOHN LUBBOCK, BART., M.P., F.R.S., D.C.L., LL.D. JOHN H. BUTT Australian Joint Stock Bank. Bankers. Messrs. MARTIN and Co., 68, Lombard Street. Solicitors. Messrs. JANSON, COBB and PEARSON, 41, Finsbury Circus, E.C. Secretary. G. DAYRELL REED. Offices. 11 and 12, CLEMENT'S LANE, LONDON, E.C. |