Insurance Redlining: Fact Not Fiction : a ReportU.S. Commission on Civil Rights, 1979 - 65 Seiten |
Häufige Begriffe und Wortgruppen
Advisory Committee age of housing Allstate amendment antitrust applicant areas arson automobile insurance availability problems cancelled Carl Levin Citizens and Shareholders city of Chicago Civil Rights classification Commission on Civil coverage current voluntary market Department of Insurance Economic Essential Insurance factors Fair Housing Act Federal Insurance Administration fire and theft Full Insurance Availability geographic location hereafter cited homeowners insurance homeowners policies Housing and Urban Illinois Illinois Department income individual Insurance Commissioner insurance companies insurance industry insurance market insurance policies insurance program insurance redlining involuntary legislation loss experience metropolitan Michigan minority composition NAIC neighborhood nonrenewal Ohio percent policyholders premiums problem of insurance prohibit property insurance protection refusing to insure regulation reinsurance renew residents risk Spanish language Stat statistically Subcommittee on Citizens tion U.S. Department U.S. Senate unavailability underwriting activity underwriting practices unfair trade practices Urban Development variable violation voluntary market activity ZIP code
Beliebte Passagen
Seite ix - ... investigation of individual discriminatory denials of the right to vote; study of legal developments with respect to denials of the equal protection of the law; appraisal of the laws and policies of the United States with respect to denials of equal protection of the law; maintenance of a national clearinghouse for information respecting denials of equal protection of the law; and investigation of patterns or practices...
Seite ix - States and the District of Columbia pursuant to section 105(c) of the Civil Rights Act of 1957 as amended. The Advisory Committees are made up of responsible persons who serve without compensation. Their functions under their mandate from the Commission are to: advise the Commission of all relevant information concerning their respective States on matters within the jurisdiction of the Commission; advise the Commission on matters of mutual concern in the preparation of reports of the Commission to...
Seite 3 - Insurance is essential to revitalize our cities. It is a cornerstone of credit. Without insurance, banks and other financial institutions will not — and cannot — make loans. New housing cannot be constructed, and existing housing cannot be repaired. New businesses cannot be opened, and existing businesses cannot expand, or even survive. "Without insurance, buildings are left to deteriorate ; services, goods, and jobs diminish. Efforts to rebuild our nation's inner cities cannot move forward....
Seite ix - Commission on matters of mutual concern in the preparation of reports of the Commission to the President and the Congress; receive reports, suggestions, and recommendations from individuals, public and private organizations, and public officials upon matters pertinent to inquiries conducted by the State Committee; initiate and forward advice and recommendations to the Commission upon matters in which the Commission shall request the assistance of the State Committee; and attend, as observers, any...
Seite ix - ... denials of equal protection of the law; and investigation of patterns or practices of fraud or discrimination in the conduct of Federal elections. The Commission is also required to submit reports to the President and the Congress at such times as the Commission, the Congress, or the President shall deem desirable. THE STATE ADVISORY COMMITTEES An Advisory Committee to the United States Commission on Civil Rights has been established in each of the 50 States and the District of Columbia pursuant...
Seite 28 - But the inquiry must be whether there is a sufficiently close nexus between the State and the challenged action of the regulated entity so that the action of the latter may be fairly treated as that of the State itself.
Seite ix - THE UNITED STATES COMMISSION ON CIVIL RIGHTS The United States Commission on Civil Rights, created by the Civil Rights Act of 1957, is an independent, bipartisan agency of the executive branch of the Federal Government. By the terms of the act, as amended, the Commission is charged with the following duties pertaining to...
Seite ix - States with respect to denials of equal protection of the law; maintenance of a national clearinghouse for information respecting denials of equal protection of the law; and investigation of patterns or practices of fraud or discrimination in the conduct of Federal elections. The Commission is also required to submit reports to the President and the Congress at such times as the Commission, the Congress, or the President shall...
Seite ix - The Commission shall submit interim reports to the President and to the Congress at such times as the Commission, the Congress or the President shall deem desirable, and shall submit to the President and to the Congress a final report of its activities, findings, and recommendations not later than January 31, 1968.
Seite 10 - A Realtor should never be instrumental in introducing into a neighborhood a character of property or occupancy, members of any race or nationality, or any individuals whose presence will clearly be detrimental to property values in that neighborhood.